Free to joinJust friends & family

Need a little help? Just ask.

Kindo is the friendly way to ask your friends, family, or a trusted lender for money — and keep track of what you borrowed. Agree on simple terms, see what's been paid back, and stay on great terms with the people you love.

kindo.money

The idea

Asking the people you love shouldn't feel awkward.

Sometimes you just need a hand — a bit for rent, a gift, a flight home, new boots before the big match. The people closest to you usually want to help.

Kindo makes the ask simple and the agreement clear, then quietly keeps track of what's been paid back. No nagging, no forgotten IOUs, no weird tension at dinner.

How it works

Ask. Agree. Keep track.

Try it now
01

Ask someone you trust

Pick a friend, a family member, or a trusted lender. Say how much you need and what it's for. That's the whole ask.

02

Agree on simple terms

Pay it back next month, over a year, interest-free or with a little on top. Whatever feels fair to both of you.

03

Keep track, easily

Kindo remembers what's owed and what's been paid back. You mark a payment, they confirm it — done.

One ask, more than one helper

A bigger ask can be shared between a few people you trust. Everyone sees what they chipped in and what's been paid back — no messy splitting in the group chat.

Your call

Send money online, or settle in person. Kindo just keeps the record.

Go on, ask.It's easier than you think.

Create a free account and send your first friendly ask in minutes.